🇳🇿 Resources for New Zealand
Gambling Debt Help — New Zealand
Practical first steps and free local resources for people in New Zealand whose finances have been damaged by gambling. The tools on this site work everywhere. The resources below are specific to New Zealand. Problem gambling affects an estimated 1–6% of adults worldwide, so whatever brought you here, you are far from the only one.
The 30-Day Financial Reset Kit works everywhere.
An instant-download PDF system: debt organizer, survival budget, creditor script, 30-day plan. $20 USD. Works for any currency and any country's debt system.
Free help in New Zealand
Local helplines and services
These are free, government-funded or registered charity services. No referral fees. No affiliate relationship.
Gambling Helpline — 0800 654 655
Free, confidential 24/7 support. Phone, text, and online chat available. Covers financial, emotional, and family impact of gambling harm.
MoneyTalks — 0800 345 123
Free financial helpline for New Zealanders. Can help with budgeting, debt, and connecting to free financial mentors in your area.
Citizens Advice Bureau
Free, confidential advice on debt, legal rights, and financial options. Walk-in or online. No appointment needed.
Lifeline — 0800 543 354
Free 24/7 crisis support. Gambling harm carries real mental health weight, and Lifeline is there any time.
New Zealand-specific context
What's different about gambling debt in New Zealand
NZ has among the highest rates of gambling harm per capita globally, driven by pokies (gaming machines) in pubs and clubs. If this is your situation, you are not alone, and the support network here is well-developed.
You can self-exclude from specific venues or apply for a nationwide exclusion from all venues with gaming machines. Contact the Problem Gambling Foundation or your local District Health Board gambling service to start the process.
The Commission for Financial Capability (CFFC) funds a nationwide network of free financial mentors: one-on-one budgeting and debt help, with no fees ever. MoneyTalks (0800 345 123) connects you to the mentor nearest you.
New here?
Start with the free tools
The Debt Payoff Calculator and the Start Here guide work for any country. Free, private, no account.
After the Bet is a self-help content resource, not a financial advisor, therapist, or crisis service. If you are in crisis, contact the NCPG Helpline at 1-800-522-4700 or dial/text 988. See our full disclaimer.