🇦🇺 Resources for Australia
Gambling Debt Help — Australia
Practical first steps and free local resources for people in Australia whose finances have been damaged by gambling. The tools on this site work everywhere. The resources below are specific to Australia. Problem gambling affects an estimated 1–6% of adults worldwide, so whatever brought you here, you are far from the only one.
The 30-Day Financial Reset Kit ships everywhere.
An instant-download PDF system: debt organizer, survival budget, creditor script, 30-day plan. $20 USD. Works for any currency and any country's debt system.
Free help in Australia
Local helplines and services
These are free, government-funded or registered charity services. No referral fees. No affiliate relationship.
Gambling Help Online — 1800 858 858
Free, confidential 24/7 support. Chat, phone, and face-to-face counselling available across all states and territories.
ASIC MoneySmart — Free Debt Help
Australian Government's free financial guidance. Find free financial counsellors and understand your debt rights.
National Debt Helpline — 1800 007 007
Free financial counselling from professional counsellors. Confidential, free, available by phone.
Gambling Help — Financial Counselling
Specialist financial counsellors with gambling harm expertise. Free, available in most states.
Australian context
What's different about gambling debt in Australia
Australia has some of the best publicly-funded financial counselling in the world. The National Debt Helpline connects you to free, professional counsellors in your state. This is genuinely free, with no means test and no referral required.
Australian credit law gives you significant rights to request hardship variations from banks and lenders. If your gambling has affected your ability to repay, you can formally request a payment arrangement, and lenders must genuinely consider it.
BetStop is Australia's National Self-Exclusion Register, launched 2023. Register once to be excluded from all licensed Australian wagering services. Free and permanent until you choose to deregister.
New here?
Start with the free tools
The Debt Payoff Calculator and the Start Here guide work for any country. Free, private, no account.
After the Bet is a self-help content resource, not a financial advisor, therapist, or crisis service. The consultation service is peer support and practical planning, not therapy, legal advice, or regulated financial advice. If you are in crisis, contact the NCPG Helpline at 1-800-522-4700 or dial/text 988. See our full disclaimer.