Build your way out of gambling debt

Enter what comes in, what has to go out, and what you owe. You'll get a debt-free date, what to deal with first, and your next steps. It saves on this device so you can update it every payday.

1. Money in and out

Monthly take-home pay$After tax. Include every source. Essential bills each month$Rent, utilities, food, transport, childcare, insurance.

2. What you owe

Don't know the rate? Leave it blank and we'll use a typical one for that type of debt.

3. Your approach

Extra each month, if you can find it +$0 a month

Which debt gets the extra money first? Highest rate firstCosts the least overall. Smallest balance firstQuick wins that keep you going.

Private: everything stays in this browser. Nothing is sent to us or anyone else.

This is a planning tool, not financial advice. Results are estimates based on the numbers you enter and assume rates stay the same. For advice on your situation, free nonprofit counselors are available through NFCC and GamFin. In crisis? Call 1-800-522-4700 or call or text 988.