You've seen your numbers.
Here's what to do with them.

Seven printable tools built for one specific situation — not borrowed from a generic finance blog. If you just ran the calculator, these are the tools that help you act on what you found.

What's in the kit

Every tool is built for the specific situation gambling harm creates — fragmented debt, no existing budget, and a need to triage before you can plan.

  • Survival Budget Template One page, fillable PDF. Lists income, essential bills, and minimums in priority order.
  • Debt Triage Worksheet List every debt, categorize by urgency, and decide what to pay first.
  • Bill Payment Calendar Monthly view separating essential from discretionary. Know what's due when.
  • First 30 Days Checklist Step-by-step action list for the most critical first month after stopping gambling.
  • "What to Say to Your Bank" Script Guide Exact language for hardship conversations with creditors and banks.
  • Debt Payoff Planner Printable companion to the free online calculator. Work through your numbers on paper.
  • "What to Do If Your Numbers Are Bad" Guide A frank, non-judgmental one-pager on restructuring, settlement, and bankruptcy as legitimate tools when the math requires it.
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This is a practical tool, not magic. If it doesn't help you get clearer about your finances, email us and we'll make it right.

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After the Bet is a self-help content resource, not a financial advisor. Nothing here constitutes financial advice. The Financial Reset Kit is a practical printable tool — not a substitute for professional financial or legal counsel. For free financial counseling, visit GamFin or the NFCC. See our affiliate disclosure and full disclaimer.